There are many laws in place to protect American consumers from unfair and deceptive business practices, including the Fair Debt Collection Practices Act (FDCPA), which was enacted in September 1977 and went into effect in 1978. The FDCPA was created to prevent deceptive and abusive tactics by debt collectors. Debt collector and creditor harassment are practices which no consumer should have to deal with. In fact, state and federal law exist on this specific subject which prohibit creditor abuse and harassment, offering consumers legal recourse when they suffer losses as a result of these unlawful practices.

If you have recently been bombarded or harassed in any manner by a debt collection agency, then you should not wait to contact our veteran Modesto debt collection abuse attorneys at Bowman and Associates. Debt collectors generate more complaints to the FTC than any other industry group. The list of things a debt collector is prohibited from doing is exhaustive and complicated. If you believe that a debt collector is using abusive or deceptive tactics to recover a debt, we can help.

An experienced associate from our firm can review your case and determine the best way to go about addressing the very real nature of the abusive behaviors which have been illegally enacted against you. Our goal is to provide our clients with the highest standards of quality and service by utilizing cutting edge techniques to collect outstanding receivables in an expeditious and amicable manner.

The Modesto debt collection abuse attorneys of Bowman & Associates help clients throughout California from their offices in Sacramento and Folsom. If you or someone you know has legal questions regarding debt collection and your rights, contact our experienced law firm for a free initial consultation.