Sacramento Debt Collection Attorneys

If you are being hounded by a collection agency or an unscrupulous law firm we can help you resolve your debt collection matter. Our defense team will stop the creditors from harassing you and will help favorably resolve your matter, often at a substantial discount from the original debt. Our Debt Collection team is led by Retired Commissioner David P. Foos who heard thousands of these cases while serving sixteen years as a judicial officer with the Sacramento Superior Court and includes our other experienced and aggressive attorneys. We offer a free consultation and reasonable rates to help you with your matter.

If you or a loved one are seeking legal guidance through your time of financial hardship, contact an experienced debt collection attorney in Sacramento today to schedule your FREE initial consultation… < Read More >

Sacramento Debt Relief Attorneys

You may have heard about debt relief, also known as debt settlement and debt negotiation. The attorneys at Bowman and Associates can help negotiate with your creditors for you to reduce the total amount of debt that you must pay off. Let the Northern California Debt Relief Attorneys at Bowman and Associates stop creditors from harassing you and help resolve your matter, often at a substantial discount from the original debt.

If you are being sued, you do have options!

Act Quickly

First and foremost, do not ignore the lawsuit and hope that it will go away. If you fail to answer the complaint in a timely manner, creditors can be awarded a default judgment. If a creditor gets a judgment, it can freeze your bank account, garnish your wages and put a lien on any real estate that you own. The judgment can also be reported on your credit report as a public record, even if you later file for bankruptcy.

Answering the complaint involves filing a document with the court called an “answer” and serving a copy of it on the attorney for the creditor. In the answer you can dispute any of the allegations in the complaint. If you file an answer, the creditor cannot get a default judgment, but it will still proceed with the case and seek a judgment later on… < Read More >

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