Sacramento Bankruptcy Blog5 Reasons Why People Need A Bankruptcy Attorney
February 28, 2010 |
By Tonya Hernandez
Bankruptcy laws have evolved over the last several decades into a maze of legal proceedings that affect not only a person’s present financial stability, but future financial obligations and responsibilities as well. Using the professional services of a bankruptcy attorney is not only wise in the short run but ensures fairness in the protection of [...]
Atlanta Bankruptcy Attorneys See More Homeowners Default on House Than On Credit Card
February 14, 2010 |
By Tonya Hernandez
What if you had two choices: Pay the mortgage each month, or pay your credit card bill?
Sooner Rather Than Later
January 18, 2010 |
By Tonya Hernandez
I wish I had met the majority of my clients months and even years ago, before they took out loans secured by their homes to pay credit cards, before they completely drained their savings accounts trying to pay unmanageable debts, and before they withdrew funds from their 401k’s to make ends meet.
Even Celebrities File Bankruptcy
January 14, 2010 |
By Tonya Hernandez
If those that we admire and even idolize like celebrity actress Kim Basinger, silver screen favorites Doris Day & Mickey Rooney, and film legend John Wayne, indeed make the choice to file bankruptcy, why should there be any shame attached to it? If more consumers in debt would simply take the shame out of the [...]
California Bankruptcy Filings Up 58% in 2009
January 6, 2010 |
By Chris Phillips
Recent data gathered from the nation’s 90 bankruptcy districts and found 1.43 million filings, an increase of 32 percent from 2008. There were 116,000 recorded bankruptcies in December, up 22 percent from the same month a year before. California ranks fourth with an increase of 58% and is only preceded by Arizona (77%), Wyoming (60%) [...]
What Should I do if I am being sued by my creditors?
December 20, 2009 |
By Tonya Hernandez
When you owe a substantial amount on a credit card and fall many months behind, it is inevitable that you will be sued. Many clients come to me after they have been served with a lawsuit and ask what they can do.
How to Deal With Unmanageable Debt
December 19, 2009 |
By Tonya Hernandez
In these poor economic times, unmanageable debt is a huge source of stress for many people. California state employees are experiencing work furloughs, and countless others are not able to find gainful employment.
Bowman & Associates Gives Back
December 18, 2009 |
By Tonya Hernandez
The attorneys and staff at Bowman & Associates, APC believe that it is important to give back to the community. This holiday season, we participated in the CHiPS for Kid’s toy drive. CHiPS benefits the UC Davis Children’s Hospital, Mercy Hospital, Shriner’s Hospital, the Salvation Army, WEAVE, Head Start, Boys & Girls Club, Operation Rudolph, [...]
Bankruptcy Could Help Save Your Home From Foreclosure
December 16, 2009 |
By Tonya Hernandez
As the mortgage crisis continues, more and more people facing foreclosure are also being forced into bankruptcy. It appears that a lot of homeowners who couldn’t make their mortgage payments have been using credit to get the cash that they need. Once the credit cards and the credit lines are maxed out, of course, these [...]
What Happens to My Car if I Declare Bankruptcy?
November 30, 2009 |
By Tonya Hernandez
People often ask what will happen to their car if they file for bankruptcy under Chapter 7. If you have already paid off your vehicle, then you will be able to keep your car so long as the value falls under the state vehicle exemption amount. If you are still making payments on [...]
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